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Baja Investments assigns a dedicated Closing Officer to oversee the entire closing process—coordinating with the buyer, seller, notary, attorneys, escrow agent, trustee bank, and developer. Their role ensures all aspects of the transaction are executed with transparency, efficiency, and accuracy, much like a title & escrow agent in the U.S.

A typical closing takes 60–90 days for a cash transaction and 90–120 days when financing is involved. While rare, minor delays can occur due to municipal paperwork or trustee bank procedures. Baja Investments has streamlined this process to reduce waiting times and avoid surprises.

The closing date is initially proposed in the purchase agreement, but it is ultimately determined by the Notary Public once all legal requirements are fulfilled and permits are secured. Baja Investments works to align the final date with the agreed-upon timeline.

In Mexico, a Notario Público is a highly qualified attorney appointed by the state, acting as a legal authority for property transactions. They are responsible for verifying documentation, calculating taxes, ensuring legality, and registering the transaction. All real estate deals must be formalized through a notary to be valid.

A fideicomiso is a Mexican bank trust required for foreigners purchasing property within the restricted zones (50 km from the coast or 100 km from the borders). It grants the foreign buyer all ownership rights for 50 years (renewable). The bank holds legal title, but the buyer retains full control to sell, lease, remodel, or bequeath the propert

You have 45 days to return items for a full refund, with or without a receipt. Items must still have their original tags.

Not necessarily. Most buyers and sellers can close remotely using a specific Power of Attorney and bank instruction letters. Documents signed outside Mexico must be apostilled and translated by a certified translator.

You have 45 days to return items for a full refund, with or without a receipt. Items must still have their original tags.

Buyers can title in their individual name, jointly, or through an LLC or corporation. While legally allowed, most trustee banks no longer accept family trusts. Always consult your legal/tax advisor for the best structure according to your home country’s regulations.

You have 45 days to return items for a full refund, with or without a receipt. Items must still have their original tags.

Escrow is not legally required in Mexico, but Baja Investments uses trusted U.S.-based third-party escrow companies to ensure security and transparency. Funds are held and released only upon fulfillment of all closing conditions, under mutually agreed escrow instructions.

You have 45 days to return items for a full refund, with or without a receipt. Items must still have their original tags.

While not required, Baja Investments highly recommends title insurance as protection against unknown title defects or ownership disputes. It provides peace of mind and is recognized internationally.

It is not mandatory, but highly recommended. Legal fees are part of the closing costs and Baja Investments works with licensed attorneys and federally appointed Corredores Públicos who ensure your transaction is compliant with Mexican law and aligned with U.S. standards.

Title is officially transferred once all parties have signed the deed. The notary then records it with the public registry. This process can take up to 3 months. Once finalized, buyers can collect the recorded deed directly from the notary.

The Registro Público de la Propiedad is the official registry where all property transactions are recorded. It is managed by local municipalities. Only once a property is registered is it legally validated under Mexican law.

Only the owner’s name appears in the public registry. All other personal information is kept confidential by the notary and trustee bank, and protected under Mexico’s privacy laws.

An apostille is an internationally recognized form of document authentication, used between countries under The Hague Convention. Documents signed outside of Mexico need to be apostilled and officially translated for use in a Mexican transaction.

ISABI (Impuesto Sobre Adquisiciones de Bienes Inmuebles) is the property acquisition tax in Mexico, typically 2% of the registered property value. It is paid by the buyer through the notary at closing.

Impuestos Prediales (property taxes) are due annually. Discounts apply for early payment (15% in January, 10% in February). Baja Investments can assist with online payment or guide you through paying at the municipal office in San José del Cabo or Cabo San Lucas.

Trustee banks charge between $464 and $812 USD annually, including tax. Payment is typically via wire transfer. Baja Investments can assist with setting up and managing these payments on your behalf.

Yes. The bank’s responsiveness and local presence affect the efficiency of closing and future dealings. The notary usually selects a trustee with a local officer to simplify coordination.

No. Legally, your property is not part of the bank’s assets. If the bank goes into financial difficulty, your trust is simply transferred to another institution..

Under tax treaties with the U.S., Canada, and the EU, certain Mexican taxes—like capital gains—may be credited in your home country. Please confirm with your local tax advisor for eligibility.

Yes. Fideicomisos are issued for 50 years and can be renewed for another 50. After 100 years, a new permit must be requested from Mexico’s Ministry of Foreign Affairs.

This refers to the buyer taking over the seller’s existing fideicomiso. It may reduce closing costs and speed up the process. The notary will evaluate if the existing trust can be assigned or a new one must be created.

Not necessarily. Most legal advisors can coordinate remotely. They may attend if preferred, or represent you via Power of Attorney.

No. The deed and fideicomiso are in Spanish, as required by law. A certified English translation can be provided upon request.

Yes. Beneficiaries can be appointed during the fideicomiso setup. The only requirement is valid identification—there are no age restrictions.

Unless otherwise negotiated, the buyer covers closing costs, and the seller pays capital gains tax and their own legal fees. Baja Investments will outline these in your transaction summary and provide full transparency.